{"id":492,"date":"2022-09-10T20:25:12","date_gmt":"2022-09-10T20:25:12","guid":{"rendered":"https:\/\/top9.es\/?p=492"},"modified":"2022-09-16T17:34:12","modified_gmt":"2022-09-16T17:34:12","slug":"los-9-mejores-consejos-antes-de-contratar-un-seguro-de-salud","status":"publish","type":"post","link":"https:\/\/top9.es\/index.php\/2022\/09\/10\/los-9-mejores-consejos-antes-de-contratar-un-seguro-de-salud\/","title":{"rendered":"Los 9 mejores consejos antes de contratar un seguro de salud"},"content":{"rendered":"

Si<\/span> est<\/span>\u00e1s<\/span> aqu<\/span>\u00ed<\/span> es<\/span> que<\/span> est<\/span>\u00e1s<\/span> pens<\/span>ando<\/span> en<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span>,<\/span> o<\/span> que<\/span> por<\/span> lo<\/span> men<\/span>os<\/span> est<\/span>\u00e1s<\/span> em<\/span>pez<\/span>ando<\/span> a<\/span> tant<\/span>ear<\/span> las<\/span> op<\/span>c<\/span>ion<\/span>es<\/span> disp<\/span>on<\/span>ibles<\/span>.<\/span> Las<\/span> op<\/span>c<\/span>ion<\/span>es<\/span> son<\/span> m<\/span>uy<\/span> d<\/span>if<\/span>erent<\/span>es<\/span> y<\/span> hay<\/span> que<\/span> t<\/span>ener<\/span> clar<\/span>o<\/span> c<\/span>ual<\/span>es<\/span> son<\/span> las<\/span> ne<\/span>ces<\/span>id<\/span>ades<\/span> que<\/span> ten<\/span>em<\/span>os<\/span> para<\/span> ver<\/span> si<\/span> el<\/span> se<\/span>g<\/span>uro<\/span> que<\/span> est<\/span>am<\/span>os<\/span> val<\/span>or<\/span>ando<\/span> se<\/span> adapt<\/span>a<\/span> a<\/span> nu<\/span>est<\/span>ras<\/span> ne<\/span>ces<\/span>id<\/span>ades<\/span>.<\/span><\/p>\n

Lee<\/span> las<\/span> let<\/span>ras<\/span> pe<\/span>que<\/span>\u00f1<\/span>as<\/span> Ant<\/span>es<\/span> de<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span>,<\/span> es<\/span> m<\/span>uy<\/span> important<\/span>e<\/span> que<\/span> le<\/span>as<\/span> to<\/span>dos<\/span> los<\/span> det<\/span>all<\/span>es<\/span>.<\/span><\/p><\/blockquote>\n

P<\/span>ara<\/span> que<\/span> es<\/span>a<\/span> dec<\/span>isi<\/span>\u00f3n<\/span> sea<\/span> un<\/span> p<\/span>oco<\/span> m<\/span>\u00e1s<\/span> sen<\/span>c<\/span>illa<\/span> he<\/span>mos<\/span> prepar<\/span>ado<\/span> los<\/span> 9<\/span> me<\/span>j<\/span>ores<\/span> con<\/span>se<\/span>j<\/span>os<\/span> para<\/span> ant<\/span>es<\/span> de<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span>.<\/span><\/p>\n

Em<\/span>pez<\/span>am<\/span>os<\/span>:<\/span><\/p>\n

1<\/span>.<\/span> Def<\/span>ine<\/span> t<\/span>us<\/span> ne<\/span>ces<\/span>id<\/span>ades<\/span> A<\/span>un<\/span>que<\/span> p<\/span>arez<\/span>ca<\/span> ob<\/span>v<\/span>io<\/span>,<\/span> es<\/span> m<\/span>uy<\/span> important<\/span>e<\/span> que<\/span> ant<\/span>es<\/span> de<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span> t<\/span>eng<\/span>as<\/span> clar<\/span>o<\/span> que<\/span> es<\/span> lo<\/span> que<\/span> ne<\/span>ces<\/span>itas<\/span>.<\/span> Si<\/span> no<\/span> e<\/span>res<\/span> m<\/span>uy<\/span> ex<\/span>ig<\/span>ente<\/span> en<\/span> cu<\/span>anto<\/span> a<\/span> los<\/span> servic<\/span>ios<\/span> m<\/span>\u00e9<\/span>d<\/span>ic<\/span>os<\/span>,<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> b<\/span>\u00e1s<\/span>ico<\/span> te<\/span> serv<\/span>ir<\/span>\u00e1<\/span>.<\/span> Per<\/span>o<\/span> si<\/span> ne<\/span>ces<\/span>itas<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> m<\/span>\u00e1s<\/span> comple<\/span>to<\/span>,<\/span> tend<\/span>r<\/span>\u00e1s<\/span> que<\/span> contr<\/span>atar<\/span> un<\/span>o<\/span> m<\/span>\u00e1s<\/span> car<\/span>o<\/span>.<\/span><\/p>\n

\"\"<\/p>\n

2<\/span>.<\/span> Compar<\/span>a<\/span> pre<\/span>ci<\/span>os<\/span> U<\/span>na<\/span> ve<\/span>z<\/span> que<\/span> t<\/span>eng<\/span>as<\/span> clar<\/span>o<\/span> lo<\/span> que<\/span> ne<\/span>ces<\/span>itas<\/span>,<\/span> es<\/span> hor<\/span>a<\/span> de<\/span> compar<\/span>ar<\/span> pre<\/span>ci<\/span>os<\/span>.<\/span> No<\/span> to<\/span>dos<\/span> los<\/span> se<\/span>g<\/span>uro<\/span>s<\/span> t<\/span>ien<\/span>en<\/span> los<\/span> mism<\/span>os<\/span> pre<\/span>ci<\/span>os<\/span>,<\/span> as<\/span>\u00ed<\/span> que<\/span> a<\/span>se<\/span>g<\/span>\u00fa<\/span>rate<\/span> de<\/span> compar<\/span>ar<\/span> var<\/span>ias<\/span> op<\/span>c<\/span>ion<\/span>es<\/span> para<\/span> enc<\/span>ont<\/span>rar<\/span> la<\/span> me<\/span>j<\/span>or<\/span> rel<\/span>aci<\/span>\u00f3n<\/span> cal<\/span>idad<\/span>–<\/span>pre<\/span>c<\/span>io<\/span>.<\/span><\/p>\n

A<\/span>se<\/span>g<\/span>\u00fa<\/span>rate<\/span> de<\/span> que<\/span> est<\/span>\u00e1n<\/span> cub<\/span>i<\/span>ert<\/span>os<\/span> t<\/span>us<\/span> m<\/span>\u00e9<\/span>d<\/span>ic<\/span>os<\/span> y<\/span> hospital<\/span>es<\/span> prefer<\/span>id<\/span>os<\/span><\/p><\/blockquote>\n

3<\/span>.<\/span> Lee<\/span> las<\/span> let<\/span>ras<\/span> pe<\/span>que<\/span>\u00f1<\/span>as<\/span> Ant<\/span>es<\/span> de<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span>,<\/span> es<\/span> m<\/span>uy<\/span> important<\/span>e<\/span> que<\/span> le<\/span>as<\/span> to<\/span>dos<\/span> los<\/span> det<\/span>all<\/span>es<\/span>.<\/span> No<\/span> to<\/span>dos<\/span> los<\/span> se<\/span>g<\/span>uro<\/span>s<\/span> son<\/span> ig<\/span>ual<\/span>es<\/span>,<\/span> as<\/span>\u00ed<\/span> que<\/span> a<\/span>se<\/span>g<\/span>\u00fa<\/span>rate<\/span> de<\/span> le<\/span>er<\/span> to<\/span>dos<\/span> los<\/span> det<\/span>all<\/span>es<\/span> para<\/span> ent<\/span>ender<\/span> las<\/span> d<\/span>if<\/span>eren<\/span>ci<\/span>as<\/span>.<\/span><\/p>\n

4<\/span>.<\/span> A<\/span>se<\/span>g<\/span>\u00fa<\/span>rate<\/span> de<\/span> que<\/span> est<\/span>\u00e1n<\/span> cub<\/span>i<\/span>ert<\/span>os<\/span> t<\/span>us<\/span> m<\/span>\u00e9<\/span>d<\/span>ic<\/span>os<\/span> y<\/span> hospital<\/span>es<\/span> prefer<\/span>id<\/span>os<\/span> Un<\/span>o<\/span> de<\/span> los<\/span> fact<\/span>ores<\/span> m<\/span>\u00e1s<\/span> important<\/span>es<\/span> a<\/span> t<\/span>ener<\/span> en<\/span> cu<\/span>enta<\/span> a<\/span> la<\/span> hor<\/span>a<\/span> de<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span> es<\/span> a<\/span>se<\/span>gur<\/span>arse<\/span> de<\/span> que<\/span> est<\/span>\u00e1n<\/span> cub<\/span>i<\/span>ert<\/span>os<\/span> t<\/span>us<\/span> m<\/span>\u00e9<\/span>d<\/span>ic<\/span>os<\/span> y<\/span> hospital<\/span>es<\/span> prefer<\/span>id<\/span>os<\/span>.<\/span> Si<\/span> no<\/span> est<\/span>\u00e1s<\/span> se<\/span>g<\/span>uro<\/span>,<\/span> ll<\/span>ama<\/span> a<\/span> la<\/span> comp<\/span>a<\/span>\u00f1<\/span>\u00eda<\/span> de<\/span> se<\/span>g<\/span>uro<\/span>s<\/span> para<\/span> confirm<\/span>ar<\/span>lo<\/span>.<\/span><\/p>\n

\"\"<\/p>\n

5<\/span>.<\/span> No<\/span> o<\/span>lv<\/span>ides<\/span> las<\/span> co<\/span>bert<\/span>uras<\/span> extras<\/span> Al<\/span>gun<\/span>os<\/span> se<\/span>g<\/span>uro<\/span>s<\/span> de<\/span> sal<\/span>ud<\/span> of<\/span>rec<\/span>en<\/span> co<\/span>bert<\/span>uras<\/span> extras<\/span>,<\/span> com<\/span>o<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> v<\/span>ida<\/span> o<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> accident<\/span>es<\/span>.<\/span> Si<\/span> est<\/span>\u00e1s<\/span> int<\/span>e<\/span>res<\/span>ado<\/span> en<\/span> est<\/span>as<\/span> op<\/span>c<\/span>ion<\/span>es<\/span>,<\/span> a<\/span>se<\/span>g<\/span>\u00fa<\/span>rate<\/span> de<\/span> que<\/span> el<\/span> se<\/span>g<\/span>uro<\/span> que<\/span> est<\/span>\u00e1s<\/span> consider<\/span>ando<\/span> las<\/span> incl<\/span>uy<\/span>e<\/span>.<\/span><\/p>\n

6<\/span>.<\/span> El<\/span>ige<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> que<\/span> se<\/span> adapt<\/span>e<\/span> a<\/span> tu<\/span> est<\/span>ilo<\/span> de<\/span> v<\/span>ida<\/span> Si<\/span> e<\/span>res<\/span> un<\/span>a<\/span> persona<\/span> activ<\/span>a<\/span>,<\/span> es<\/span> pos<\/span>ible<\/span> que<\/span> ne<\/span>ces<\/span>ites<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span> que<\/span> te<\/span> cub<\/span>ra<\/span> las<\/span> act<\/span>ivid<\/span>ades<\/span> que<\/span> real<\/span>iz<\/span>as<\/span>.<\/span> Por<\/span> e<\/span>j<\/span>empl<\/span>o<\/span>,<\/span> si<\/span> pract<\/span>icas<\/span> deport<\/span>es<\/span> de<\/span> r<\/span>ies<\/span>go<\/span>,<\/span> es<\/span> pos<\/span>ible<\/span> que<\/span> ne<\/span>ces<\/span>ites<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> que<\/span> te<\/span> cub<\/span>ra<\/span> en<\/span> cas<\/span>o<\/span> de<\/span> accident<\/span>e<\/span>.<\/span><\/p>\n

7<\/span>.<\/span> No<\/span> o<\/span>lv<\/span>ides<\/span> las<\/span> prim<\/span>as<\/span> Al<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span>,<\/span> es<\/span> important<\/span>e<\/span> t<\/span>ener<\/span> en<\/span> cu<\/span>enta<\/span> las<\/span> prim<\/span>as<\/span>.<\/span> Las<\/span> prim<\/span>as<\/span> son<\/span> el<\/span> prec<\/span>io<\/span> que<\/span> pag<\/span>as<\/span> m<\/span>ensual<\/span>ment<\/span>e<\/span> por<\/span> el<\/span> se<\/span>g<\/span>uro<\/span>,<\/span> as<\/span>\u00ed<\/span> que<\/span> a<\/span>se<\/span>g<\/span>\u00fa<\/span>rate<\/span> de<\/span> que<\/span> p<\/span>ued<\/span>as<\/span> p<\/span>agar<\/span> la<\/span> prim<\/span>a<\/span> ant<\/span>es<\/span> de<\/span> contr<\/span>atar<\/span> el<\/span> se<\/span>g<\/span>uro<\/span>.<\/span><\/p>\n

8<\/span>.<\/span> A<\/span>se<\/span>g<\/span>\u00fa<\/span>rate<\/span> de<\/span> que<\/span> tu<\/span> se<\/span>g<\/span>uro<\/span> est<\/span>\u00e1<\/span> vig<\/span>ente<\/span> Ant<\/span>es<\/span> de<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span>,<\/span> a<\/span>se<\/span>g<\/span>\u00fa<\/span>rate<\/span> de<\/span> que<\/span> est<\/span>\u00e1<\/span> vig<\/span>ente<\/span>.<\/span> Al<\/span>gun<\/span>os<\/span> se<\/span>g<\/span>uro<\/span>s<\/span> t<\/span>ien<\/span>en<\/span> un<\/span>a<\/span> v<\/span>igen<\/span>cia<\/span> de<\/span> un<\/span> a<\/span>\u00f1o<\/span>,<\/span> m<\/span>ient<\/span>ras<\/span> que<\/span> ot<\/span>ros<\/span> p<\/span>ued<\/span>en<\/span> t<\/span>ener<\/span> un<\/span>a<\/span> v<\/span>igen<\/span>cia<\/span> de<\/span> var<\/span>ios<\/span> a<\/span>\u00f1<\/span>os<\/span>.<\/span> A<\/span>se<\/span>g<\/span>\u00fa<\/span>rate<\/span> de<\/span> le<\/span>er<\/span> to<\/span>dos<\/span> los<\/span> det<\/span>all<\/span>es<\/span> para<\/span> a<\/span>se<\/span>gur<\/span>arte<\/span> de<\/span> que<\/span> el<\/span> se<\/span>g<\/span>uro<\/span> que<\/span> est<\/span>\u00e1s<\/span> consider<\/span>ando<\/span> est<\/span>\u00e1<\/span> vig<\/span>ente<\/span>.<\/span><\/p>\n

9<\/span>.<\/span> No<\/span> es<\/span>pe<\/span>res<\/span> hast<\/span>a<\/span> que<\/span> t<\/span>eng<\/span>as<\/span> un<\/span> problem<\/span>a<\/span> de<\/span> sal<\/span>ud<\/span> para<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> Cont<\/span>r<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span> no<\/span> es<\/span> al<\/span>go<\/span> que<\/span> deb<\/span>as<\/span> de<\/span>jar<\/span> para<\/span> el<\/span> \u00fa<\/span>lt<\/span>imo<\/span> min<\/span>uto<\/span>.<\/span> Si<\/span> es<\/span>per<\/span>as<\/span> hast<\/span>a<\/span> que<\/span> t<\/span>eng<\/span>as<\/span> un<\/span> problem<\/span>a<\/span> de<\/span> sal<\/span>ud<\/span>,<\/span> es<\/span> pos<\/span>ible<\/span> que<\/span> no<\/span> p<\/span>ued<\/span>as<\/span> con<\/span>se<\/span>gu<\/span>ir<\/span> el<\/span> se<\/span>g<\/span>uro<\/span> que<\/span> ne<\/span>ces<\/span>itas<\/span>.<\/span> Lo<\/span> me<\/span>j<\/span>or<\/span> es<\/span> contr<\/span>atar<\/span> un<\/span> se<\/span>g<\/span>uro<\/span> de<\/span> sal<\/span>ud<\/span> ant<\/span>es<\/span> de<\/span> que<\/span> t<\/span>eng<\/span>as<\/span> un<\/span> problem<\/span>a<\/span> de<\/span> sal<\/span>ud<\/span>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Si est\u00e1s aqu\u00ed es que est\u00e1s pensando en contratar un seguro de salud, o que por lo menos est\u00e1s empezando a tantear las opciones disponibles. Las opciones son muy diferentes y hay que tener claro cuales son las necesidades que tenemos para ver si el seguro que estamos valorando se adapta a nuestras necesidades. Lee […]<\/p>\n","protected":false},"author":1,"featured_media":599,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[85,78],"tags":[],"_links":{"self":[{"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/posts\/492"}],"collection":[{"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/comments?post=492"}],"version-history":[{"count":5,"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/posts\/492\/revisions"}],"predecessor-version":[{"id":604,"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/posts\/492\/revisions\/604"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/media\/599"}],"wp:attachment":[{"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/media?parent=492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/categories?post=492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/top9.es\/index.php\/wp-json\/wp\/v2\/tags?post=492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}